About us
Meet the Team
Clear, personal financial advice supported by thoughtful communication, practical guidance and a reassuring approach.
Stephen Heathcote
Owner & Chartered Independent Financial and Mortgage Adviser
The owner and lead financial adviser at Heathcote Financial Planning. A Chartered Independent Financial and Mortgage Adviser with more than 25 years’ experience.
Retirement planning advice for a clearer, more confident future
Stephen Heathcote is the owner and lead adviser at Heathcote Financial Planning, also known as Heathcote FP. He helps clients make informed decisions about retirement planning, pensions, investments, equity release, mortgages and financial protection.
Professional credentials
- Chartered Independent Financial Adviser
- Independent Financial and Mortgage Adviser
- 25+ years’ financial advice experience
- Retirement planning, pension, mortgage, equity release and protection advice
Whether you are approaching retirement, already retired, or starting to think seriously about your future, Stephen can help you understand your options and create a plan that reflects your goals, lifestyle and long-term financial security.
Every case is personally led by Stephen, with advice tailored to your full circumstances — from pension planning and investment choices to later-life borrowing, mortgage solutions and protecting the people who matter most.
Stephen takes time to understand each client’s circumstances, goals and concerns before recommending a suitable course of action. His advice is based on a full view of your financial situation, including retirement plans, income needs, mortgage commitments, family priorities and long-term financial security.
Known for his calm, meticulous and reassuring approach, Stephen explains complex financial decisions in plain English, helping clients feel informed, supported and confident at every stage.
Start planning your retirement with clear, personal advice from Stephen Heathcote at Heathcote Financial Planning.
Vera Jezkova
Marketing Director
Clear communication and educational content that helps clients feel informed
With more than two decades of experience in commercial and marketing roles, Vera leads the firm’s marketing and client communication with a strong focus on clarity, education and trust.
She helps shape the way the business communicates across articles, updates, guides, website content and client information — making complex financial topics easier to understand and more relevant to everyday decisions. From retirement planning and pensions to later-life lending, mortgages, protection and wider financial planning, Vera’s role is to ensure clients receive clear, timely and useful information that supports them before, during and after advice.
As a business, we believe good financial advice should be supported by good communication. That means explaining important topics in plain English, sharing educational content that answers real client questions, and helping people feel more confident about the choices ahead of them.
Known for her strategic thinking, creativity and calm approach, Vera brings warmth, structure and purpose to the firm’s communications. Her work helps ensure that clients feel informed, reassured and connected — not overwhelmed by jargon or left unsure about what matters most.
Skye
Head of Paw-sitive Relations
Chief mood-booster, wellbeing supervisor and part-time biscuit inspector. This hardworking working cocker spaniel brings energy, warmth and plenty of personality to the team, while helping to keep spirits high and client support levels exceptionally well monitored.
Skye takes his office responsibilities very seriously, especially when it comes to wellbeing. He makes sure nobody gets stuck behind a desk all day, always encouraging a proper 3pm walk and a few well-timed breaks throughout the day to keep everyone refreshed, recharged and smiling.
Always nearby when encouragement is needed, he has a real talent for brightening busy days. Whether he is lifting spirits, supervising the office or carrying out the occasional unofficial biscuit audit, Skye likes to think his cheerful presence helps the team deliver the very best for every client, every single day.
Our name and regulatory status
Heathcote Financial Planning, also known as Heathcote FP, helps people aged 50 and over make confident decisions about retirement, pensions, investments, mortgages, protection and later-life financial planning.
Heathcote Financial Planning is a trading style of The Mortgage and Protection Partnership Ltd and provides regulated financial advice to clients across Gloucestershire and the wider UK.
Administrative Support
We collaborate closely with an experienced team that supports us daily with administrative tasks.